@import url('https://fonts.googleapis.com/css2?family=Sora:wght@400;500;600;700;800&family=Inter:wght@400;500;600;700&display=swap');

/* ============ TOKENS ============ */
:root{
  --color-white:#ffffff;
  --color-bg:#f4f7fb;
  --color-bg-alt:#eef2f8;
  --color-ink:#1c2431;
  --color-ink-soft:#4d5666;
  --color-line:#dfe6ef;
  --color-blue:#1a4fd6;
  --color-blue-dark:#12328c;
  --color-blue-tint:#e7edfc;
  --color-mint:#3fceA0;
  --color-mint-tint:#e3f8ef;
  --radius-sm:6px;
  --radius-md:12px;
  --radius-lg:20px;
  --shadow-sm:0 1px 2px rgba(28,36,49,.06);
  --shadow-md:0 8px 24px rgba(28,36,49,.08);
  --font-heading:'Sora', sans-serif;
  --font-body:'Inter', sans-serif;
  --maxw:1180px;
}

*{box-sizing:border-box;}
html,body{margin:0;padding:0;}
body{
  font-family:var(--font-body);
  color:var(--color-ink);
  background:var(--color-white);
  line-height:1.6;
  font-size:16px;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;height:auto;}
a{color:var(--color-blue);text-decoration:none;}
a:hover{text-decoration:underline;}
h1,h2,h3,h4{
  font-family:var(--font-heading);
  color:var(--color-ink);
  line-height:1.25;
  margin:0 0 .6em;
  font-weight:700;
}
h1{font-size:clamp(2rem,4vw,3rem);}
h2{font-size:clamp(1.5rem,2.6vw,2.15rem);}
h3{font-size:1.3rem;}
p{margin:0 0 1.1em;color:var(--color-ink-soft);}
ul,ol{color:var(--color-ink-soft);}
.container{max-width:var(--maxw);margin:0 auto;padding:0 24px;}
section{padding:72px 0;}
.section-alt{background:var(--color-bg);}
.section-tight{padding:48px 0;}

.eyebrow{
  font-family:var(--font-heading);
  font-weight:600;
  font-size:.82rem;
  letter-spacing:.08em;
  text-transform:uppercase;
  color:var(--color-blue);
  margin-bottom:.9em;
  display:block;
}
.lede{font-size:1.15rem;color:var(--color-ink-soft);}
.text-center{text-align:center;}

/* ============ BUTTONS ============ */
.btn{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-family:var(--font-heading);
  font-weight:600;
  font-size:.95rem;
  padding:13px 26px;
  border-radius:var(--radius-sm);
  border:1px solid transparent;
  cursor:pointer;
  transition:all .18s ease;
  text-decoration:none;
}
.btn-primary{background:var(--color-blue);color:var(--color-white);}
.btn-primary:hover{background:var(--color-blue-dark);text-decoration:none;}
.btn-outline{background:transparent;border-color:var(--color-line);color:var(--color-ink);}
.btn-outline:hover{border-color:var(--color-blue);color:var(--color-blue);text-decoration:none;}
.btn-mint{background:var(--color-mint);color:#0b3a2a;}
.btn-mint:hover{background:#33b98d;text-decoration:none;}
.btn-block{width:100%;justify-content:center;}

/* ============ HEADER ============ */
.site-header{
  position:sticky;top:0;z-index:1000;
  background:rgba(255,255,255,.96);
  backdrop-filter:blur(6px);
  border-bottom:1px solid var(--color-line);
}
.header-inner{
  display:flex;align-items:center;justify-content:space-between;
  padding:16px 24px;max-width:var(--maxw);margin:0 auto;
}
.logo{
  font-family:var(--font-heading);font-weight:800;font-size:1.4rem;
  color:var(--color-ink);display:flex;align-items:center;gap:8px;letter-spacing:-.01em;
}
.logo span{color:var(--color-blue);}
.main-nav{display:flex;align-items:center;gap:6px;}
.main-nav ul{list-style:none;display:flex;gap:2px;margin:0;padding:0;align-items:center;}
.main-nav li{position:relative;}
.main-nav > ul > li > a{
  display:block;padding:10px 14px;color:var(--color-ink);font-weight:500;font-size:.95rem;border-radius:var(--radius-sm);
}
.main-nav > ul > li > a:hover{background:var(--color-bg-alt);text-decoration:none;color:var(--color-blue);}
.has-dropdown > a::after{content:'▾';font-size:.7em;margin-left:5px;color:var(--color-ink-soft);}
.dropdown{
  position:absolute;top:100%;left:0;min-width:260px;background:var(--color-white);
  border:1px solid var(--color-line);border-radius:var(--radius-md);box-shadow:var(--shadow-md);
  padding:10px;opacity:0;visibility:hidden;transform:translateY(6px);transition:all .16s ease;
}
.has-dropdown:hover .dropdown{opacity:1;visibility:visible;transform:translateY(0);}
.dropdown li a{padding:9px 12px;border-radius:var(--radius-sm);font-size:.9rem;color:var(--color-ink-soft);}
.dropdown li a:hover{background:var(--color-bg-alt);color:var(--color-blue);text-decoration:none;}
.nav-cta{margin-left:8px;}
.nav-toggle{display:none;background:none;border:none;cursor:pointer;padding:8px;}
.nav-toggle span{display:block;width:24px;height:2px;background:var(--color-ink);margin:5px 0;}

/* ============ HERO (no badges/promo) ============ */
.hero{padding:64px 0 40px;}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;}
.hero-actions{display:flex;gap:14px;margin-top:28px;flex-wrap:wrap;}
.hero-media img{border-radius:var(--radius-lg);box-shadow:var(--shadow-md);}
.hero-stats{display:flex;gap:36px;margin-top:40px;flex-wrap:wrap;}
.hero-stats div strong{display:block;font-family:var(--font-heading);font-size:1.6rem;color:var(--color-blue);}
.hero-stats div span{font-size:.85rem;color:var(--color-ink-soft);}

/* ============ CARDS / GRIDS ============ */
.grid{display:grid;gap:28px;}
.grid-3{grid-template-columns:repeat(3,1fr);}
.grid-2{grid-template-columns:repeat(2,1fr);}
.grid-4{grid-template-columns:repeat(4,1fr);}
.card{
  background:var(--color-white);border:1px solid var(--color-line);border-radius:var(--radius-md);
  padding:28px;box-shadow:var(--shadow-sm);
}
.card h3{margin-bottom:.5em;}
.card-icon{
  width:46px;height:46px;border-radius:var(--radius-sm);background:var(--color-blue-tint);
  display:flex;align-items:center;justify-content:center;margin-bottom:16px;color:var(--color-blue);font-size:1.3rem;font-weight:700;
}
.card-icon.mint{background:var(--color-mint-tint);color:#0b7a54;}

.topic-card{border-radius:var(--radius-md);overflow:hidden;border:1px solid var(--color-line);background:var(--color-white);transition:transform .15s ease, box-shadow .15s ease;}
.topic-card:hover{transform:translateY(-3px);box-shadow:var(--shadow-md);}
.topic-card img{aspect-ratio:16/10;object-fit:cover;}
.topic-card .topic-body{padding:22px;}
.topic-card .eyebrow{margin-bottom:.5em;}

.article-card{display:flex;flex-direction:column;border:1px solid var(--color-line);border-radius:var(--radius-md);overflow:hidden;background:var(--color-white);}
.article-card img{aspect-ratio:16/9;object-fit:cover;}
.article-card .article-body{padding:22px;flex:1;display:flex;flex-direction:column;}
.article-meta{font-size:.8rem;color:var(--color-ink-soft);margin-bottom:8px;letter-spacing:.02em;}
.article-card .read-more{margin-top:auto;font-weight:600;font-size:.9rem;}

/* ============ SECTION HEADERS ============ */
.section-head{max-width:720px;margin:0 auto 44px;text-align:center;}
.section-head.left{margin:0 0 44px;text-align:left;}

/* ============ ARTICLE / CONTENT PAGE ============ */
.page-hero{
  background:var(--color-bg);padding:52px 0 44px;border-bottom:1px solid var(--color-line);
}
.breadcrumb{font-size:.85rem;color:var(--color-ink-soft);margin-bottom:16px;}
.breadcrumb a{color:var(--color-ink-soft);}
.article-layout{display:grid;grid-template-columns:2.2fr 1fr;gap:56px;padding:56px 0;align-items:start;}
.article-body h2{margin-top:1.6em;}
.article-body h3{margin-top:1.3em;}
.article-body img{border-radius:var(--radius-md);margin:8px 0 28px;}
.article-body blockquote{
  border-left:3px solid var(--color-mint);margin:28px 0;padding:4px 24px;font-style:italic;
  color:var(--color-ink);font-size:1.1rem;background:var(--color-mint-tint);border-radius:0 var(--radius-sm) var(--radius-sm) 0;
}
.article-body table{width:100%;border-collapse:collapse;margin:24px 0;font-size:.92rem;}
.article-body table th,.article-body table td{border:1px solid var(--color-line);padding:10px 14px;text-align:left;}
.article-body table th{background:var(--color-bg);font-family:var(--font-heading);}
.sidebar-box{background:var(--color-bg);border:1px solid var(--color-line);border-radius:var(--radius-md);padding:24px;margin-bottom:24px;}
.sidebar-box h4{font-family:var(--font-heading);font-size:1rem;margin-bottom:14px;}
.toc a{display:block;padding:6px 0;color:var(--color-ink-soft);font-size:.9rem;border-bottom:1px solid var(--color-line);}
.toc a:last-child{border-bottom:none;}
.related-list li{margin-bottom:12px;font-size:.92rem;}

/* ============ FAQ ============ */
.accordion-item{border:1px solid var(--color-line);border-radius:var(--radius-md);margin-bottom:12px;overflow:hidden;}
.accordion-q{
  width:100%;text-align:left;background:var(--color-white);border:none;padding:18px 22px;
  font-family:var(--font-heading);font-weight:600;font-size:1rem;cursor:pointer;
  display:flex;justify-content:space-between;align-items:center;gap:12px;color:var(--color-ink);
}
.accordion-q::after{content:'+';font-size:1.4rem;color:var(--color-blue);font-weight:400;flex-shrink:0;}
.accordion-item.open .accordion-q::after{content:'−';}
.accordion-a{padding:0 22px;max-height:0;overflow:hidden;transition:max-height .22s ease, padding .22s ease;}
.accordion-item.open .accordion-a{padding:0 22px 20px;max-height:800px;}

/* ============ GLOSSARY ============ */
.glossary-jump{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:36px;}
.glossary-jump a{
  border:1px solid var(--color-line);border-radius:var(--radius-sm);padding:6px 12px;font-size:.85rem;color:var(--color-ink-soft);font-weight:600;
}
.glossary-jump a:hover{border-color:var(--color-blue);color:var(--color-blue);text-decoration:none;}
.glossary-group{margin-bottom:36px;}
.glossary-letter{font-family:var(--font-heading);color:var(--color-blue);font-size:1.4rem;border-bottom:2px solid var(--color-blue-tint);padding-bottom:6px;margin-bottom:18px;}
.glossary-term{padding:14px 0;border-bottom:1px solid var(--color-line);}
.glossary-term dt{font-weight:700;color:var(--color-ink);margin-bottom:4px;font-family:var(--font-heading);}
.glossary-term dd{margin:0;color:var(--color-ink-soft);}

/* ============ FORM ============ */
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.form-field{margin-bottom:18px;display:flex;flex-direction:column;gap:6px;}
.form-field.full{grid-column:1 / -1;}
label{font-size:.88rem;font-weight:600;color:var(--color-ink);}
input,select,textarea{
  font-family:var(--font-body);font-size:.95rem;padding:12px 14px;border:1px solid var(--color-line);
  border-radius:var(--radius-sm);background:var(--color-white);color:var(--color-ink);
}
input:focus,select:focus,textarea:focus{outline:2px solid var(--color-blue);outline-offset:1px;}
textarea{resize:vertical;min-height:120px;}
.checkbox-field{display:flex;align-items:flex-start;gap:10px;flex-direction:row;}
.checkbox-field input{width:auto;margin-top:3px;}
.checkbox-field label{font-weight:400;font-size:.85rem;color:var(--color-ink-soft);}
.form-success{
  display:none;background:var(--color-mint-tint);border:1px solid var(--color-mint);color:#0b5c40;
  padding:18px 22px;border-radius:var(--radius-md);margin-bottom:24px;font-weight:600;
}
.form-success.show{display:flex;align-items:center;gap:10px;}
.form-error{color:#b3261e;font-size:.85rem;margin-top:4px;display:none;}

/* ============ CONTACT INFO ============ */
.contact-info-list{list-style:none;padding:0;margin:0;}
.contact-info-list li{display:flex;gap:14px;padding:16px 0;border-bottom:1px solid var(--color-line);align-items:flex-start;}
.contact-info-list li:last-child{border-bottom:none;}
.contact-info-list .ci-icon{
  width:40px;height:40px;border-radius:var(--radius-sm);background:var(--color-blue-tint);color:var(--color-blue);
  display:flex;align-items:center;justify-content:center;flex-shrink:0;font-weight:700;
}
.contact-info-list strong{display:block;color:var(--color-ink);font-family:var(--font-heading);font-size:.95rem;}

/* ============ CTA BAND ============ */
.cta-band{background:var(--color-blue);border-radius:var(--radius-lg);padding:56px;color:var(--color-white);}
.cta-band h2, .cta-band p{color:var(--color-white);}
.cta-band .btn-primary{background:var(--color-white);color:var(--color-blue);}
.cta-band .btn-primary:hover{background:var(--color-mint-tint);}

/* ============ FOOTER ============ */
.site-footer{background:var(--color-ink);color:#c7cedb;padding:64px 0 0;margin-top:40px;}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.3fr;gap:40px;padding-bottom:44px;}
.site-footer h4{color:var(--color-white);font-family:var(--font-heading);font-size:1rem;margin-bottom:18px;}
.site-footer a{color:#c7cedb;}
.site-footer a:hover{color:var(--color-white);}
.footer-links{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px;font-size:.9rem;}
.footer-brand .logo{color:var(--color-white);}
.footer-brand .logo span{color:var(--color-mint);}
.footer-disclaimer{font-size:.82rem;color:#8b93a3;margin-top:16px;line-height:1.6;}
.footer-bottom{border-top:1px solid #333d4d;padding:22px 0;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.82rem;color:#8b93a3;}
.footer-bottom-links{display:flex;gap:18px;flex-wrap:wrap;}
.footer-bottom-links a{color:#8b93a3;}

/* ============ COOKIE BANNER ============ */
.cookie-banner{
  position:fixed;bottom:18px;left:18px;right:18px;max-width:560px;margin:0 auto;
  background:var(--color-white);border:1px solid var(--color-line);border-radius:var(--radius-md);
  box-shadow:var(--shadow-md);padding:20px 22px;z-index:2000;display:none;gap:14px;flex-direction:column;
}
.cookie-banner.show{display:flex;}
.cookie-banner p{font-size:.87rem;margin:0;}
.cookie-actions{display:flex;gap:10px;}

/* ============ MISC ============ */
.divider{height:1px;background:var(--color-line);margin:48px 0;}
.tag-list{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:20px;}
.tag{background:var(--color-bg-alt);color:var(--color-ink-soft);font-size:.78rem;padding:5px 12px;border-radius:99px;font-weight:600;}
.author-box{display:flex;gap:16px;align-items:flex-start;background:var(--color-bg);border-radius:var(--radius-md);padding:20px;margin-top:36px;}
.author-box .avatar{
  width:52px;height:52px;border-radius:50%;background:var(--color-blue-tint);color:var(--color-blue);
  display:flex;align-items:center;justify-content:center;font-weight:700;font-family:var(--font-heading);flex-shrink:0;
}
.legal-page .article-body h2{border-bottom:1px solid var(--color-line);padding-bottom:.4em;}
.legal-meta{font-size:.85rem;color:var(--color-ink-soft);margin-bottom:2em;}

/* ============ RESPONSIVE ============ */
@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr;}
  .article-layout{grid-template-columns:1fr;}
  .grid-3,.grid-4{grid-template-columns:repeat(2,1fr);}
  .footer-grid{grid-template-columns:1fr 1fr;}
}
@media (max-width:760px){
  .main-nav{position:fixed;top:69px;left:0;right:0;bottom:0;background:var(--color-white);
    flex-direction:column;padding:20px;transform:translateX(100%);transition:transform .2s ease;overflow-y:auto;}
  .main-nav.open{transform:translateX(0);}
  .main-nav ul{flex-direction:column;width:100%;align-items:stretch;}
  .main-nav ul ul{display:none;}
  .dropdown{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;display:none;border:none;padding-left:12px;}
  .has-dropdown.open .dropdown{display:block;}
  .nav-toggle{display:block;}
  .nav-cta{margin-left:0;margin-top:12px;}
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr;}
  .form-grid{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr;}
  .cta-band{padding:36px 24px;}
  section{padding:52px 0;}
}